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Financial Capabilities

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Hopelink’s Financial Capability Program is here to help provide reliable financial resources and support during the COVID-19 pandemic.

Advance Child Tax Credit Payments are starting July 15th

Many families will receive advance payments of the Child Tax Credit this summer. The IRS will pay half the total credit amount in monthly payments beginning July 15. You will claim the other half when you file your 2021 income tax return. These changes are for tax year 2021 only.  Even if you have $0 in income, you can receive advance Child Tax Credit payments if you are eligible. Learn more on the IRS' website.

What action do you need to take?
Nothing if you have filed your 2019 or 2020 tax return, or entered your information into the Non-Filer tool for Economic Impact Payments in 2020. You will be automatically enrolled to receive the advance child tax payments if you are eligible.

If you have not filed a tax return, the IRS is urging you to do so:

- Get help filing your 2020 tax return
- Open a bank account if you don’t have one since filing taxes electronically with direct deposit can speed refunds. Find a bank or credit union.

If you are not required to file a tax return and haven’t given the IRS your information already, please use this Advance Child Tax Credit Non-filer Tool so the IRS can process your advance payments.

More tools will be coming to help you check your eligibility and manage or unenroll from payments.

Financial Coaching

Connect with our financial coach for help prioritizing bills and protecting your finances during this uncertain time. Phone or video calls are available. Email FinancialCoaching@hopelink.org or call 425-250-3003.

Financial Education

Hopelink and King County Library System have partnered to provide free online Financial Education classes through KCLS’s Invest in Yourself program.

Upcoming classes for Fall 2021 - registration links coming soon.

Credit Series Part 1: Getting Started with Credit
Learn how to safely pull and read your credit report.
Oct. 7, 2021
7:00PM – 8:00PM

Credit Series Part 2: Understanding Credit and Credit Scores
Learn about credit scores and what impacts your credit score.
Oct. 14, 2021
7:00PM - 8:00PM

Credit Series Part 3: Building and Protecting Your Credit
Explore ways to build and protect your credit in the future.
Oct. 21, 2021
7:00PM - 8:00PM

More free classes are available through the Invest in Yourself program.

Information and Resources

Find up-to-date information and resources to protect and manage your finances during this difficult time.

Getting your Economic Impact (Stimulus) Payment
Protecting your finances during the COVID-19 Pandemic
Protecting your credit during the COVID-19 Pandemic
Student loan information
Coronavirus and dealing with debt
Avoid scams and fraud
Unemployment Assistance
WA State homeowners mortgage assistance and foreclosure prevention
CARES Act mortgage forbearance

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