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Financial Capabilities

financial capabilities icon Financial Capabilities

Hopelink’s Financial Capability Program is committed to helping you confidently manage your money and achieve greater financial well-being for you and your family. We focus on gaining knowledge, building skills and providing access to safe and reliable services through:

Advance Child Tax Credit Payments are starting July 15th

Many families will receive advance payments of the Child Tax Credit this summer. The IRS will pay half the total credit amount in monthly payments beginning July 15. You will claim the other half when you file your 2021 income tax return. These changes are for tax year 2021 only.  Even if you have $0 in income, you can receive advance Child Tax Credit payments if you are eligible. Learn more on the IRS' website.

What action do you need to take?
Nothing if you have filed your 2019 or 2020 tax return, or entered your information into the Non-Filer tool for Economic Impact Payments in 2020. You will be automatically enrolled to receive the advance child tax payments if you are eligible.

If you have not filed a tax return, the IRS is urging you to do so:

- Get help filing your 2020 tax return
- Open a bank account if you don’t have one since filing taxes electronically with direct deposit can speed refunds. Find a bank or credit union.

If you are not required to file a tax return and haven’t given the IRS your information already, please use this Advance Child Tax Credit Non-filer Tool so the IRS can process your advance payments.

More tools will be coming to help you check your eligibility and manage or unenroll from payments.

Our financial coaches provide a safe, nonjudgmental space for you to explore your current financial situation while helping you find your own unique financial path forward.

Whether it’s creating a spending and savings plan, building credit, managing debt or navigating financial decisions, we are here to support you along your financial journey. Email or call 425-250-3003 to make an appointment with one of our financial coaches.


Hopelink and King County Library System have partnered to provide a 3-part series on credit Wednesday evenings in October.

Credit Series Part 1: Getting Started with Credit
Learn how to safely pull and read your credit report. October 6, 7-8 pm

Credit Series Part 2: Understanding Credit and Credit Scores
Learn about credit scores and what impacts your credit score. October 13, 7-8 pm

Credit Series Part 3: Building and Protecting Your Credit
Explore ways to build and protect your credit in the future. October 20, 7-8 pm: Building and Protecting Your Credit

More free classes are available through the Invest in Yourself program.


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